09/08/2026
For most members, working 275 hours during a qualifying quarter provides coverage for a future three-month coverage quarter.
Hours worked in June, July and August determine your eligibility for coverage in October, November and December.
Keeping track of your qualifying hours can help you understand where your coverage stands and plan ahead.
Questions about your hours or eligibility? Call the Benefit Office at (314) 644-2777.
If you work outside the St. Louis jurisdiction, you may need more or fewer than 275 hours for eligibility.