Team Montani

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Team Montani

Team Montani is dedicated to assisting & empowering our clients in their home-financing goals. WHAT WE DO
We begin the process by earning our customers' trust.

WHO WE ARE
CrossCountry Mortgage, LLC is a growing nationwide mortgage lending and refinancing company with numerous branch locations and licensed professionals dedicated to serving you. Our goal is to be recognized as the leading and most reputable mortgage company in the nation. We listen to you. We assess your financial situation and review your loan options to find the best solution. Then we g

uide you through the process. At CrossCountry Mortgage, LLC, expect more than a mortgage. HOW WE'RE DIFFERENT
We distinguish ourselves from other mortgage brokers and lenders through superior customer service, a full range of mortgage products, and advanced technology. Mortgages are our only business. HOW WE CAN HELP YOU
Our team is ready to help you identify and obtain the right home loan or refinancing solution for your needs. Whatever your situation, we'll be by your side from start to finish, keeping you informed and getting your loan closed quickly. TALK TO A LICENSED PROFESSIONAL
At CrossCountry Mortgage, LLC, you can meet with a licensed loan officer face-to-face in one of our branches or complete the entire process online or by phone. Call now. We will get you pre-qualified or pre-approved and on your way to the home of your dreams.

09/04/2026

🏡 𝗚𝗲𝘁𝘁𝗶𝗻𝗴 𝗽𝗿𝗲-𝗮𝗽𝗽𝗿𝗼𝘃𝗲𝗱 𝘀𝗵𝗼𝘂𝗹𝗱𝗻’𝘁 𝗷𝘂𝘀𝘁 𝘁𝗲𝗹𝗹 𝘆𝗼𝘂 𝗵𝗼𝘄 𝗺𝘂𝗰𝗵 𝘆𝗼𝘂 𝗰𝗮𝗻 𝘀𝗽𝗲𝗻𝗱. 𝗜𝘁 𝘀𝗵𝗼𝘂𝗹𝗱 𝗵𝗲𝗹𝗽 𝘆𝗼𝘂 𝗳𝗶𝗴𝘂𝗿𝗲 𝗼𝘂𝘁 𝗵𝗼𝘄 𝗺𝘂𝗰𝗵 𝘆𝗼𝘂 𝘀𝗵𝗼𝘂𝗹𝗱 𝘀𝗽𝗲𝗻𝗱.

When Julia Q asks Nick Montani what buyers should ask their lender, Nick breaks down the conversation Team Montani has with buyers before they ever start seriously shopping.

It comes down to three big things:

💰 𝗕𝘂𝗱𝗴𝗲𝘁 — What monthly payment are you actually comfortable with?
📈 𝗦𝘁𝗮𝗯𝗶𝗹𝗶𝘁𝘆 — Which loan structure makes sense for your situation?
🏦 𝗔𝘀𝘀𝗲𝘁𝘀 — How much should you put toward the purchase—and how much should you keep in savings?

Because getting into the house is only part of the plan.

As Nick explains, you shouldn't empty your bank account just to become a homeowner. You still need to live your life, handle unexpected repairs, go out to dinner, and yes… maybe even play a little golf. ⛳️

𝗔 𝗴𝗼𝗼𝗱 𝗽𝗿𝗲-𝗮𝗽𝗽𝗿𝗼𝘃𝗮𝗹 𝗴𝗶𝘃𝗲𝘀 𝘆𝗼𝘂 𝗮 𝗻𝘂𝗺𝗯𝗲𝗿. 𝗔 𝗴𝗿𝗲𝗮𝘁 𝗹𝗲𝗻𝗱𝗲𝗿 𝗴𝗶𝘃𝗲𝘀 𝘆𝗼𝘂 𝗮 𝗴𝗮𝗺𝗲 𝗽𝗹𝗮𝗻.

🎥 Watch Nick explain what that first conversation with your lender should really look like.

09/03/2026

📄 𝗪𝗮𝗻𝘁 𝘁𝗼 𝗮𝘃𝗼𝗶𝗱 𝗱𝗲𝗹𝗮𝘆𝘀 𝗶𝗻 𝘆𝗼𝘂𝗿 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗮𝗽𝗽𝗿𝗼𝘃𝗮𝗹?

One of the easiest ways to keep your loan moving is by submitting complete, clear documentation the first time.

Here's what Michelle recommends:

✅ Send your 𝗺𝗼𝘀𝘁 𝗿𝗲𝗰𝗲𝗻𝘁 𝗽𝗮𝘆 𝘀𝘁𝘂𝗯𝘀
✅ Include 𝟮 𝘆𝗲𝗮𝗿𝘀 𝗼𝗳 𝗪-𝟮𝘀
✅ Provide 𝟮 𝘆𝗲𝗮𝗿𝘀 𝗼𝗳 𝗳𝗲𝗱𝗲𝗿𝗮𝗹 𝘁𝗮𝘅 𝗿𝗲𝘁𝘂𝗿𝗻𝘀
✅ Submit your 𝟮 𝗺𝗼𝘀𝘁 𝗿𝗲𝗰𝗲𝗻𝘁 𝗯𝗮𝗻𝗸 𝘀𝘁𝗮𝘁𝗲𝗺𝗲𝗻𝘁𝘀
✅ And most importantly... 𝗶𝗻𝗰𝗹𝘂𝗱𝗲 𝗲𝘃𝗲𝗿𝘆 𝗽𝗮𝗴𝗲 𝗮𝗻𝗱 𝗺𝗮𝗸𝗲 𝘀𝘂𝗿𝗲 𝗲𝘃𝗲𝗿𝘆𝘁𝗵𝗶𝗻𝗴 𝗶𝘀 𝗲𝗮𝘀𝘆 𝘁𝗼 𝗿𝗲𝗮𝗱.

A little extra attention upfront can save days—or even weeks—during the approval process.

💬 Have a mortgage question? Drop it in the comments and it might be featured in our next 𝗥𝗮𝗽𝗶𝗱 𝗙𝗶𝗿𝗲!

09/02/2026

🏡 𝗕𝘂𝘆𝗶𝗻𝗴 𝗮 𝗵𝗼𝗺𝗲 𝗳𝗲𝗲𝗹𝘀 𝗰𝗼𝗺𝗽𝗹𝗶𝗰𝗮𝘁𝗲𝗱… 𝘂𝗻𝘁𝗶𝗹 𝘀𝗼𝗺𝗲𝗼𝗻𝗲 𝗮𝗰𝘁𝘂𝗮𝗹𝗹𝘆 𝗲𝘅𝗽𝗹𝗮𝗶𝗻𝘀 𝗶𝘁 𝘁𝗼 𝘆𝗼𝘂.

That’s exactly why Team Montani created the 𝗛𝗼𝗺𝗲 𝗕𝘂𝘆𝗶𝗻𝗴 𝗦𝗲𝗺𝗶𝗻𝗮𝗿.
For many buyers, the biggest obstacle isn’t whether they can buy a home—it’s simply not knowing where to start, what it will cost, or what happens next.
The seminar brings together professionals from across the home-buying process to break it all down, answer questions, and give buyers the knowledge they need to make confident decisions.

And sometimes, what you learn might surprise you:

💬 “We learned we were actually able to keep a decent amount of money in our pocket.”

No pressure. No guessing. Just real information from people who do this every day.

Because the goal isn’t just getting you a mortgage.

𝗜𝘁’𝘀 𝗵𝗲𝗹𝗽𝗶𝗻𝗴 𝘆𝗼𝘂 𝗮𝗰𝗵𝗶𝗲𝘃𝗲 𝘁𝗵𝗲 𝗱𝗿𝗲𝗮𝗺 𝗼𝗳 𝗵𝗼𝗺𝗲𝗼𝘄𝗻𝗲𝗿𝘀𝗵𝗶𝗽. 🏠

🎥 See why the Home Buying Seminar can be such an important first step.

08/29/2026

☕ 𝗜𝘁'𝘀 𝗺𝗼𝗿𝗲 𝘁𝗵𝗮𝗻 𝗰𝗼𝗳𝗳𝗲𝗲. 𝗜𝘁'𝘀 𝗰𝗼𝗺𝗺𝘂𝗻𝗶𝘁𝘆.

𝗟𝗮𝘁𝘁𝗲𝘀 𝘄𝗶𝘁𝗵 𝗟𝗮𝗿𝗿𝘆 was created with one goal in mind: bring good people together.
Whether you're a business owner, a professional, or just looking to expand your network, these events are an opportunity to connect, learn, build relationships, and help one another succeed. That's what has made this community so special over the years.

There are no sales pitches—just great conversations, valuable connections, and people who genuinely want to see each other grow.

📅 Join us at the next 𝗟𝗮𝘁𝘁𝗲𝘀 𝘄𝗶𝘁𝗵 𝗟𝗮𝗿𝗿𝘆 and see why so many people keep coming back.

08/26/2026

🏡 𝗧𝗵𝗲 𝗯𝗲𝘀𝘁 𝗿𝗲𝗳𝗲𝗿𝗿𝗮𝗹𝘀 𝗰𝗼𝗺𝗲 𝗳𝗿𝗼𝗺 𝗰𝗹𝗶𝗲𝗻𝘁𝘀 𝘄𝗵𝗼 𝘁𝗿𝘂𝘀𝘁 𝘆𝗼𝘂 𝗲𝗻𝗼𝘂𝗴𝗵 𝘁𝗼 𝗰𝗼𝗺𝗲 𝗯𝗮𝗰𝗸.

When Dana needed to buy a home after Hurricane Sandy, she needed more than just a mortgage—she needed a team she could count on.

Team Montani helped her navigate the process, answer every question, and close quickly when time mattered most. That experience made her decision easy when it came time to buy her second home.

At Team Montani, our goal is simple: make the mortgage process easy to understand, keep you informed every step of the way, and be there when you need us most.

Thank you, Dana, for trusting us not once—but twice. ❤️

08/24/2026

For nearly 𝟰𝟬 𝘆𝗲𝗮𝗿𝘀, Larry Montani has believed that a mortgage is about more than financing a home—it's about helping people build their future.

Since 1986, he's guided thousands of families through one of the biggest financial decisions of their lives with one simple philosophy:

𝗧𝗿𝗲𝗮𝘁 𝗽𝗲𝗼𝗽𝗹𝗲 𝘁𝗵𝗲 𝘄𝗮𝘆 𝘆𝗼𝘂 𝘄𝗮𝗻𝘁 𝘁𝗼 𝗯𝗲 𝘁𝗿𝗲𝗮𝘁𝗲𝗱.

That commitment to honesty, education, and genuine care is why so many clients become lifelong friends and continue referring their family and friends to Team Montani.

Whether you're buying your first home, upgrading, refinancing, or just looking for a plan, you'll never be treated like just another file.

You'll be treated like family.

🏡 Experience the Team Montani difference.

08/21/2026

📉 𝗢𝗻𝗲 𝗼𝗳 𝘁𝗵𝗲 𝗯𝗶𝗴𝗴𝗲𝘀𝘁 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗺𝘆𝘁𝗵𝘀? 𝗘𝘃𝗲𝗿𝘆𝗼𝗻𝗲 𝗴𝗲𝘁𝘀 𝘁𝗵𝗲 𝘀𝗮𝗺𝗲 𝗶𝗻𝘁𝗲𝗿𝗲𝘀𝘁 𝗿𝗮𝘁𝗲.

The truth is, your mortgage rate is based on 𝘆𝗼𝘂𝗿 𝘂𝗻𝗶𝗾𝘂𝗲 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗽𝗿𝗼𝗳𝗶𝗹𝗲—not your neighbor's, your brother's, or the rate you saw advertised online.

Factors like:
✔️ Credit score
✔️ Down payment
✔️ Income
✔️ Assets
✔️ Overall loan profile
..all play a role in determining your rate. That's why getting pre-approved early is so important—it gives you time to strengthen your profile and put yourself in the best possible position before you buy.

The goal isn't to chase someone else's rate. It's to create the best mortgage strategy for 𝘆𝗼𝘂𝗿 financial future.

🏡 Have questions about your buying power? Let's build a plan together.

08/19/2026

❤️ 𝗬𝗼𝘂'𝗿𝗲 𝗻𝗼𝘁 𝗷𝘂𝘀𝘁 𝗮𝗻𝗼𝘁𝗵𝗲𝗿 𝗹𝗼𝗮𝗻 𝗻𝘂𝗺𝗯𝗲𝗿. 𝗬𝗼𝘂'𝗿𝗲 𝗳𝗮𝗺𝗶𝗹𝘆.

Buying a home is one of the biggest moments in your life. You deserve a team that sees you as more than a transaction.

At Team Montani, relationships come first. We take the time to understand your goals, answer your questions, and guide you through every step of the process—because that's how we believe home financing should be.

Hearing clients say they felt genuinely cared for means more to us than any closing ever could.

If you're looking for a mortgage team that treats you like family, we'd love to help.

🏡 Your home. Your future. Your team.

08/17/2026

🏡 𝗪𝗵𝗮𝘁 𝗶𝗳 𝘆𝗼𝘂'𝗿𝗲 𝗻𝗼𝘁 𝗿𝗲𝗮𝗱𝘆 𝘁𝗼 𝗯𝘂𝘆 𝗮 𝗵𝗼𝗺𝗲 𝘁𝗼𝗱𝗮𝘆?

That's okay.

At Team Montani, we don't believe in turning people away because they're "not ready." We believe in helping them create a plan to get there.

Whether it takes 𝟲 𝗺𝗼𝗻𝘁𝗵𝘀, 𝟮 𝘆𝗲𝗮𝗿𝘀, 𝗼𝗿 𝗲𝘃𝗲𝗻 𝟳 𝘆𝗲𝗮𝗿𝘀, we'll help you build the foundation, improve your financial position, and guide you every step of the way.
Because when your day finally comes, you'll be prepared—and confident.

Our favorite success stories aren't always the quickest ones. They're the ones where we get to be part of the entire journey.

Thinking about buying a home in the next few years? Let's start the conversation today.

08/14/2026

🎉 𝗛𝗮𝗽𝗽𝘆 𝗕𝗶𝗿𝘁𝗵𝗱𝗮𝘆 𝘁𝗼 𝘁𝗵𝗲 𝗼𝗻𝗲 𝘄𝗵𝗼 𝗸𝗲𝗲𝗽𝘀 𝗧𝗲𝗮𝗺 𝗠𝗼𝗻𝘁𝗮𝗻𝗶 𝗿𝘂𝗻𝗻𝗶𝗻𝗴 𝘀𝗺𝗼𝗼𝘁𝗵𝗹𝘆—𝗔𝗹𝘆𝘀𝘀𝗮 𝗚𝗮𝗿𝗱𝗶𝗻𝗲𝗿! 🎂

Whether she's keeping our branch organized, supporting our clients, or making sure the entire team is set up for success, Alyssa is an essential part of everything we do.

Outside the office, she's a devoted wife, an incredible mom, and someone who truly knows the importance of making memories with family—from camping adventures to cheering on the Red Sox. ❤️⚾

Alyssa, thank you for everything you do for our team and our clients. We hope your birthday is filled with laughter, family, and all the things you love most.

Please join us in wishing Alyssa a very 𝗛𝗮𝗽𝗽𝘆 𝗕𝗶𝗿𝘁𝗵𝗱𝗮𝘆! 🎉🎈🎁

Address

1 Bethany Road Suite 16
Hazlet, NJ
07730

Telephone

+17324558990

Website

http://TeamMontani.com/

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