16/09/2018
INTRODUCTION
Robust competition in the insurance industry pushes Brokers and insurers to continually look for ways to increase revenue and manage costs. Accurate risk assessment plays a vital role in achieving these objectives and ensuring profitability and sustainability. Most leading brokers and insurers today recognise the value of a pre-risk assessment in order to establish an accurate sum to be insured. Approximately 71% of South-Africans are under-insured by 70% of the value of their possessions. A pre-risk assessment renders the client peace of mind and eliminates the time