Ask the Loan Guy

Ask the Loan Guy Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Ask the Loan Guy, Coach, 90 S Washington Street, Oxford, MI.

10/29/2025

Fed cuts rate but rates went up. Crazy right.

Fun Fact!Did you know mercury is the only metal that’s liquid at room temperature? Instead of staying solid, it flows fr...
10/27/2025

Fun Fact!
Did you know mercury is the only metal that’s liquid at room temperature? Instead of staying solid, it flows freely — constantly adapting. 💧

The housing market works the same way. Rates, prices, and opportunities are always shifting — and success comes from knowing how to move with the market, not against it. 🏡

Stay flexible, stay informed, and you’ll always find your flow.

Join our Community now: https://www.skool.com/loanguy

🐌 Fun Fact!Did you know snails can sleep for up to three years? When the weather gets too dry, they go into a deep sleep...
10/22/2025

🐌 Fun Fact!
Did you know snails can sleep for up to three years? When the weather gets too dry, they go into a deep sleep called estivation — waiting for better conditions.

But here’s the thing… in real estate, waiting too long can cost you. 💸
While you’re “sleeping” on the perfect moment, rates and prices can shift fast.

Sometimes, the best move is simply to move. 🏡

10/18/2025

The struggle is real for the hawk and the raccoon.

🌳 Monday Fun Fact!Did you know trees can actually communicate with each other? Through underground fungi networks called...
10/13/2025

🌳 Monday Fun Fact!
Did you know trees can actually communicate with each other? Through underground fungi networks called mycorrhizae, they share nutrients and even warn nearby trees about danger.

Just like that hidden network, your income, credit score, and debt all “talk” to each other when lenders decide what you qualify for. 💬

Strengthen one, and the whole system gets healthier — just like a forest. 🌱

Asktheloanguy Calculator: https://goalee.co/asktheloanguy/
LoanGuy Community: https://www.skool.com/loanguy

10/10/2025

🦖 Don’t Fear the AI Reaper, Fellow Old Loan-O-Saurus.

Some of you old-school loan pros are scared a kid with a headset and ChatGPT is gonna steal your lunch.
But here’s the truth, experience still wins when you actually listen to the client, not just the algorithm.

The kid runs DU eighteen times trying to figure how how to make the loan work and worried about running low in zins .

You ask better question and solve the real problem.

There’s still hope for us old dinosaurs… especially the ones that evolve.
Check out the video 👇

🦞 Fun Fact: Lobsters never stop growing — they just keep getting bigger over time!🏡 Just like that, your opportunities a...
10/09/2025

🦞 Fun Fact: Lobsters never stop growing — they just keep getting bigger over time!

🏡 Just like that, your opportunities as a homeowner can keep growing too. You don’t have to wait for rates to drop or sell your current home before buying your next one.

👉 Some programs let you buy first, qualify while still owning, or even look like a cash buyer.

Don’t let “I have to sell first” keep you stuck — there’s always a way forward.

Watch the Youtube Video: https://youtu.be/xaKv6Qxbj_Q

10/08/2025

🎯 Buying a home doesn’t have to feel overwhelming. That’s why I created the Loan Guy Community — a space where you can learn about loans, credit, down payments, and everything in between 🏡

Inside, you’ll find:
💬 Real conversations about mortgages
📹 Exclusive videos and tools (like our Mortgage Calculator)
🤝 A growing community that’s learning and winning together

Join us today and start making smarter home decisions 👉 https://www.skool.com/loanguy

🥔 Can you grow a potato in space?Believe it or not — yes, you can! NASA has actually tested growing potatoes on Mars-lik...
10/07/2025

🥔 Can you grow a potato in space?
Believe it or not — yes, you can! NASA has actually tested growing potatoes on Mars-like soil to study how humans could farm in space 🌌

But did you also know…
If you’re self-employed, you can “grow” your chances of owning a home here on Earth too 🚀 With the right self-employed loan, lenders can look beyond your tax returns and focus on your actual income potential.

The key is knowing how to present your finances the right way — and that’s exactly what we help you do!

👉 Watch the full video to see how you can turn your self-employed dreams into a real home. https://youtu.be/1AbYmRvAlds

10/06/2025

💰 Ever wondered how much house you can actually afford?

I just dropped a new video walking you through my Mortgage Calculator — a simple tool that helps you break down your payments, interest, and total costs in seconds. 🏡📊

Whether you’re buying your first home, refinancing, or just planning ahead, this calculator gives you a clear picture of what fits your budget before you make your next move.

Join our Community Now: https://www.skool.com/loanguy
Mortgage Calculator: https://goalee.co/asktheloanguy/

Did you know water can boil and freeze at the same time? It happens under a rare condition called the “triple point,” wh...
10/03/2025

Did you know water can boil and freeze at the same time? It happens under a rare condition called the “triple point,” where temperature and pressure align just right. 💧🔥❄️

Mortgages have their own “triple point” moment too — like title insurance. It’s the often-overlooked protection that keeps you safe if past ownership issues, liens, or legal claims suddenly pop up. 🏡🛡️

One rare event could cause a major headache — but title insurance makes sure you’re covered.

Youtube Video: https://youtu.be/QKLrGzPlJb4

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90 S Washington Street
Oxford, MI
49371

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