04/30/2026
Here’s a question from a Friend of the Lake:
When shopping for home insurance- no one will cover the boathouse on water because it’s not connected to our property directly as it is attached to the leaseback. I know everyone out there isn’t living on a prayer that nothing happens to their boat slips… Any insight would be phenomenal and so appreciated!!!
I was told we could add it as “ other structure “ but if we had a claim/ the insurance company would research and if they see the walk way isn’t attached to your private property- they deny the claim.
Anyone have thoughts on this - I personally thought we had coverage for our boathouse?