Josh Valdez

Josh Valdez Helping professionals build their own insurance business
Founder
Start your journey here ๐Ÿ‘‰ https://fortifi.ph/advisor/joshua-valdez

22/05/2026

Most people say theyโ€™re looking for the โ€˜BEST Insurance.โ€™

Pero in reality, what theyโ€™re really looking for is PEACE OF MIND. ๐Ÿ’ญ

Donโ€™t just buy because uso.
Choose what truly fits YOU.

ใ‚š

21/05/2026

Bakit parang habang tumatagal, mas kumakaunti yung kaya ng pera mo?

Thatโ€™s INFLATION.
Tahimik lang siya, but over time... kinakain niya yung value ng pera mo and even your future plans.

๐ŸŽฅ Full episode is here.
If gusto mong maintindihan paano protektahan at palaguin yung pera mo habang tumatagal, this conversation is for you.

Habang tumatagalโ€ฆ paliit nang paliit ang value ng pera mo.Same sweldo.Same ipon.Pero mas mahal na lahat.Thatโ€™s inflation...
20/05/2026

Habang tumatagalโ€ฆ paliit nang paliit ang value ng pera mo.

Same sweldo.
Same ipon.
Pero mas mahal na lahat.

Thatโ€™s inflation.

At kahit hindi natin siya napapansin araw-araw, unti-unti nitong kinakain yung future natin.

๐ŸŽฅ ๐๐ž๐ฐ ๐ž๐ฉ๐ข๐ฌ๐จ๐๐ž ๐ข๐ฌ ๐จ๐ฎ๐ญ.
Sa episode na โ€˜to, pag-usapan natin:
โ€“ Paano naaapektuhan ng inflation ang pera mo
โ€“ The Financial Planning Pyramid explained simply
โ€“ Step-by-step way to plan your finances better
โ€“ Bakit mahalagang maghanda for emergencies and uncertainties
โ€“ At paano ka magsisimulang bumuo ng mas stable na future

Itโ€™s about making sure na hindi ka napag-iiwanan habang tumatagal.

19/05/2026

Worth it ba ang HMO or Health Card? ๐Ÿ˜ณ

Most people only realize the importance of HMO, kapag nasa hospital na.

Pero health cards are not just for emergencies.

Watch this to understand how HMO really works.

18/05/2026

Anong BEST Insurance?

Honestlyโ€ฆ maling question minsan โ€˜yan.
Kasi walang iisang plan na perfect para sa lahat.

What works for a single person may not work for a breadwinner.
What works for investing may not be enough for protection.

๐ŸŽฅ Full episode is here.
Before getting any plan, make sure malinaw muna kung ano talaga yung goal mo, and what you actually need.

๐—ช๐—ฎ๐—น๐—ฎ๐—ป๐—ด ๐—ฏ๐—ฒ๐˜€๐˜ ๐—ถ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ฝ๐—ฎ๐—ฟ๐—ฎ ๐˜€๐—ฎ ๐—น๐—ฎ๐—ต๐—ฎ๐˜.Ito yung hindi masyadong pinag-uusapan online.Kasi ang totoo? Different insurance pl...
17/05/2026

๐—ช๐—ฎ๐—น๐—ฎ๐—ป๐—ด ๐—ฏ๐—ฒ๐˜€๐˜ ๐—ถ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ฝ๐—ฎ๐—ฟ๐—ฎ ๐˜€๐—ฎ ๐—น๐—ฎ๐—ต๐—ฎ๐˜.

Ito yung hindi masyadong pinag-uusapan online.

Kasi ang totoo? Different insurance plans serve different purposes.

May insurance para sa:
โœ”๏ธ Protection
โœ”๏ธ Wealth building
โœ”๏ธ Health emergencies
โœ”๏ธ Retirement
โœ”๏ธ Family security

Kaya bago ka kumuha ng kahit anong planโ€ฆ kailangan malinaw muna kung "ano ba talaga ang goal mo."

๐ŸŽฅ ๐๐ž๐ฐ ๐ž๐ฉ๐ข๐ฌ๐จ๐๐ž ๐ข๐ฌ ๐จ๐ฎ๐ญ. Sa episode na โ€˜to, let's talk about:
โ€“ Difference ng Term, Whole Life, VUL, at Health Insurance
โ€“ High risk/high return vs low risk/guaranteed returns
โ€“ Paano protektahan ang investments mo from hospital bills
โ€“ Bakit hindi sapat na โ€œinsuredโ€ ka lang
โ€“ At paano pumili ng plan based sa goals mo

Itโ€™s about choosing the right tool for your life stage and priorities.

Because at the end of the dayโ€ฆ ๐—ณ๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ฎ๐—น ๐—ฝ๐—น๐—ฎ๐—ป๐—ป๐—ถ๐—ป๐—ด ๐—ถ๐˜€ ๐—ป๐—ผ๐˜ ๐—ผ๐—ป๐—ฒ-๐˜€๐—ถ๐˜‡๐—ฒ-๐—ณ๐—ถ๐˜๐˜€-๐—ฎ๐—น๐—น.

๐Ÿ’ฌ Comment โ€œLINKโ€ or check the comments for the full video.

17/05/2026

Akala ng karamihan, tapos na agad kapag hindi ka nakabayad ng insurance.

Pero what ifโ€ฆ may way para hindi agad mawala yung protection mo? ๐Ÿ’ญ

Especially during hard times.
Financial crisis.
Unexpected problems.

Because life happens.

16/05/2026

Minsan, the biggest financial mistake isnโ€™t getting the wrong plan.

Itโ€™s trusting the wrong person.

Fake agents. Pressure tactics. Fear-based selling.
Mas common na siya kaysa sa akala mo.

A real financial advisor educates you.

Hindi ka minamadali.
Hindi ka tinatakot.

๐ŸŽฅ Full episode is here.
Before you sign anything, make sure you know the red flags.

๐—ก๐—ผ๐˜ ๐—ฎ๐—น๐—น โ€œ๐—ถ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ฎ๐—ฑ๐˜ƒ๐—ถ๐—ฐ๐—ฒโ€ ๐—ถ๐˜€ ๐—ฟ๐—ฒ๐—ฎ๐—น ๐—ฎ๐—ฑ๐˜ƒ๐—ถ๐—ฐ๐—ฒ.Minsan, the biggest financial mistake isnโ€™t getting the wrong plan.Itโ€™s trusti...
14/05/2026

๐—ก๐—ผ๐˜ ๐—ฎ๐—น๐—น โ€œ๐—ถ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ฎ๐—ฑ๐˜ƒ๐—ถ๐—ฐ๐—ฒโ€ ๐—ถ๐˜€ ๐—ฟ๐—ฒ๐—ฎ๐—น ๐—ฎ๐—ฑ๐˜ƒ๐—ถ๐—ฐ๐—ฒ.

Minsan, the biggest financial mistake isnโ€™t getting the wrong plan.

Itโ€™s trusting the wrong person.

Sadly, mas dumadami ngayon ang insurance scams at fake agents. And most people only notice the red flags kapag huli na.

Please be careful.

A real financial advisor educates you.
Hindi ka minamadali. Hindi ka tinatakot.

๐ŸŽฅ ๐๐ž๐ฐ ๐ž๐ฉ๐ข๐ฌ๐จ๐๐ž ๐ข๐ฌ ๐จ๐ฎ๐ญ.
In this episode, we talked about:
โ€“ Common insurance scam red flags
โ€“ How to verify if an advisor is legit
โ€“ What real financial guidance should actually look like
โ€“ Mistakes that can cost families thousands (or more)

Because at the end of the day, financial protection starts with the right information.



12/05/2026

We asked financial advisors: โ€œWhatโ€™s your WORST money mistake?โ€

๐ŸŽฅ Full episode is here.

Their answers? Mas relatable kaysa ine-expect mo.

Because financial growth isnโ€™t about being perfect. Itโ€™s about learning before itโ€™s too late.

๐Ÿ’ฌ Comment โ€œRELATEโ€ if may money mistake ka ring natutunan the hard way.

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Makati

Telephone

+639663184011

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