02/06/2026
'I Tried ๐ฆ๐ฎ๐น๐บ๐ผ๐ป ๐๐ฟ๐ฒ๐ฑ๐ถ๐ Card So You Don't Have To'
โฑ๐ฑ,๐ฌ๐ฌ๐ฌ ๐ฐ๐ฟ๐ฒ๐ฑ๐ถ๐ ๐น๐ถ๐บ๐ถ๐ pag apply ko. (not bad na)
Based on reviews, some users got โฑ3,000,
while others got โฑ20,000 or more.
Maganda kasi sobrang dali ma-approve at pwede mo agad gamitin.
โผ๏ธ ๐๐๐ ๐ต๐ฒ๐ฟ๐ฒ'๐ ๐๐ต๐ฒ ๐ฐ๐ฎ๐๐ฐ๐ต.
Pay on time and always pay in full.
May mga reviews kasi na โฑ300โโฑ500 ang charge kahit 1 day lang silang late. Pero kung good payer kanaman, ok ito.
Ni-try ko siya kasi may 62 days no interest pa naman.
For me, para lang siyang GCredit (GCash) o SLoan (Shopee) na may physical card.
Hindi ko siya nakikita na direct competitor ng UnionBank o RCBC credit cards. Mas malapit siya sa GCredit at SLoan.
They advertise up to โฑ250,000 credit limit, pero syempre depende pa rin yan sa pag gamit mo.
๐๐ผ ๐ ๐ฅ๐ฒ๐ฐ๐ผ๐บ๐บ๐ฒ๐ป๐ฑ ๐๐?
โ
Yes, kung nahihirapan ka ma-approve sa traditional bank.
โ
Yes, kung kaya mo magbayad on time.
โ
Yes, kung gagamitin mo lang siya for QR Purchases(0% interest)
โ Masakit ang Penalty at Fees kung hindi mo ma paid.
Kaya for me, ๐๐ผ๐ผ๐ฑ ๐๐ถ๐๐ฎ ๐ณ๐ผ๐ฟ ๐ฒ๐บ๐ฒ๐ฟ๐ด๐ฒ๐ป๐ฐ๐ ๐ฐ๐ฟ๐ฒ๐ฑ๐ถ๐ for QP Purchases.
Pwede naman etransfer mo sa GCash, pero always check the processing fee at interest. Para hindi ka magulat.
Pero kung gusto mo i-try, here's the link.
https://trk.salmon.ph/XO0wEp
Kung QR Purchases lang at full payment lagi, wala naman akong nakikitang major problem.
