Mortgage Coach Online

05/05/2026

I genuinely want some honest feedback from you… 🏡

There are so many people out there saying:
“I’ll never be able to buy my own place”
or
“I want to buy one day but I don’t know where to start.”

And I really want to understand why.

What is actually holding you back?

Is it:
• Feeling overwhelmed by the whole process?
• Not understanding how mortgages work?
• Mortgage jargon confusing you?
• Not knowing how to budget or understand your payslip?
• Unsure how to save your deposit?
• Confused about credit or how to build it?
• Worried you’ve made mistakes financially already?

Or is it something completely different?

I created the Get Mortgage Ready Club because I truly believe everybody deserves the chance to own their own home — even if nobody around them has done it before.

So please be honest 👇
Comment below, DM me privately, or join the free GMR Club discussion here:
https://www.skool.com/gmr-club-5727

I’d really love to hear your thoughts and experiences 💛

26/04/2026

Start here:
https://www.skool.com/gmr-club-5727

Check out Manda Mortgage Advisor & Coach’s post.

24/03/2026

🚨 Homeowners — check when your mortgage deal ends 🚨

I’m getting emails from lenders every single day right now — and ALL of them are increasing their rates. Some have done it more than once in the past week.

If your fixed rate ends in 2026, now is the time to:

👉 Check your expiry date
👉 See if you can secure a new rate early
👉 Understand your options before you drift onto a much higher rate

Most lenders let you book a new deal months in advance, which can protect you if rates keep rising 📈

If you’re unsure 🤷🏽‍♀️ don’t ignore it and don’t leave it too late.

I’m happy to do a Remortgage Review with you — and if not me, please speak to another adviser you feel comfortable with. Just get guidance from someone.

Your future monthly payments will thank you 💷

If you want help, comment Remo or message me 📩

⸻

Why acting early matters:
• You can often secure a deal 3–6 months before your current one ends
• Doing nothing may move you onto your lender’s

FREE appointment

13/03/2026

That’s what one of my mortgage clients said to me recently — and I know so many people in their late 20s and 30s will relate.

They genuinely thought they’d own their own place by 30, but London prices meant their deposit and income still weren’t enough to buy somewhere suitable near work, even after years of saving.

We discussed an option called JBSP (Joint Borrower Sole Proprietor) — where a parent can go on the mortgage to boost affordability, and in their case also place a charge on their property to help with the deposit (no interest, it simply sits behind the mortgage).

The plan isn’t for the parent to be involved forever. It’s a stepping stone with a clear exit strategy — build income over a few years, remortgage into their sole name, and remove the charge later. It can mean getting on the ladder sooner and into a better property, rather than waiting years while prices keep moving.

If you’re still at home, saving, and feeling stuck — you’re not alone. There may be more options available than you realise.

Had you heard of JBSP before? 👇

Let’s chat to arrange a call 📞 use this link https://calendly.com/gmrclub/mortgage-appointment

12/03/2026

Everyone talks about money, success, and “levelling up”… but usually there’s something much more personal behind it.

My why for Get Mortgage Ready - GMR Club is simple — too many people who could afford a home one day never get there because no one showed them the path. They save in silence, feel embarrassed to ask questions, or assume it isn’t possible for them.

https://www.skool.com/gmr-club-5727

This community exists to give future homeowners clarity, confidence, and support so they don’t have to do it alone. If even one person stops giving up because of GMR Club, it’s worth it ❤️.

https://www.skool.com/gmr-club-5727

Hey UK First-Time Buyers & Future Homeowners Get Mortgage Ready (UK) clarity, confidence, no jargon. Free challenges, Resource GMR Hub & Bank inside.

08/03/2026

Today being International Women’s Day got me thinking about something I’m seeing more and more in my work as a mortgage coach.
Women buying their first home on their own.

Some interesting UK stats:

• The average first-time buyer is now 33 years old.
https://www.lloydsbankinggroup.com/media/press-releases/2025/halifax-2025/first-time-buyer-market-rebounds.html

• Around 38% of buyers get on the property ladder solo rather than as a couple.
https://www.lloydsbankinggroup.com/media/press-releases/2025/halifax-2025/first-time-buyer-market-rebounds.html

• Among buyers in their 30s, women are more likely to buy alone than men (34% vs 23%).
https://theintermediary.co.uk/2025/06/young-women-twice-as-likely-as-men-to-buy-homes-solo-data-reveals/

• And almost twice as many women in their 20s buy solo compared with men (15% vs 8%).
https://theintermediary.co.uk/2025/06/young-women-twice-as-likely-as-men-to-buy-homes-solo-data-reveals/

Couples still make up the majority of purchases, but buying solo is becoming far more common than people realise.

In many cases it comes down to three things:

• wanting independence
• building long-term financial security
• realising that homeownership can be possible on one income with the right strategy

If you’re hoping to buy in the next year or two, focus on these early:

🏡 Your deposit strategy
📊 Your credit profile
📚 Understanding the UK mortgage and buying process

Getting these three things clear can make the whole journey feel much more manageable.

If you’d like support with this, you’re welcome to join my Get Mortgage Ready Club, where we cover:

• deposit saving strategies
• credit building
• understanding mortgage jargon
• the UK buying process step by step

You can join here:
https://www.skool.com/gmr-club-5727

And if you’re planning viewings this weekend or hoping to buy this summer, you might find my First-Time Buyer Companion really useful.

It includes:

✔ viewing checklists
✔ estate agent, mortgage adviser and conveyancer questionnaires
✔ offer and negotiation tips (including AI email prompts)
✔ a buying timeline from offer to completion
✔ a journal to track your progress

You can check it out here:
https://stan.store/mortgagecoach/p/ftbc

You’ve saved the deposit.You’ve checked affordability.Know Exactly What to Ask Before You BuyEssenti

06/03/2026

As a Mortgage Adviser I have helped many clients and their Parents helping their children get on the property ladder. I’d love to know your thoughts. Please watch this video.

05/03/2026

🏡 Step 1: Registering With Estate Agents

Before you start viewing properties, it’s worth introducing yourself to local estate agents.

Many properties are shown to registered buyers first before they appear on property websites like Zoopla or Rightmove.

Registering early can give you a head start on new listings and sometimes access to properties before they go public.

14/02/2026

Happy Valentine’s Day 💛

One of the best gifts you can give your future self is financial stability and a place to call your own. That’s exactly why I created the Get Mortgage Ready Club.

It’s a supportive online community for future homeowners who want to get on the property ladder but aren’t sure where to start. Inside, I help you focus on the three big areas that matter most: saving your deposit, building your credit, and understanding the home-buying process step by step.

No pressure, no question is silly, and no judgement. Just guidance, support, and a clear roadmap towards owning your own home.

Buying my first place in my early twenties was one of the best feelings ever, and I want more people to experience the sense of pride and independence I felt.

So this Valentine’s… instead of only thinking about gifts for others, why not give yourself one too?
A fresh start. A clear plan. A future home to look forward.

Join for FREE https://www.skool.com/gmr-club-5727 💛

Hey UK First-Time Buyers & Future Homeowners Get Mortgage Ready (UK) clarity, confidence, no jargon. Free challenges, Resource GMR Hub & Bank inside.

17/01/2026

What is the buying mortgage process? Start with application and principal mortgage and principal decision in principle that you will take to the estate agent when you are putting in your offer once that accepted then you will do the full mortgage application after that is done there will be the a survey which can be valuation, Home buys report or a full structural survey after the underwriters have reviewed all the documents and the surveys come back the next stage is mortgage offer all guides are in the GMR resources hub in the Free GMR Club www.skool.com/GMRclub