Tim Boyle

22/09/2024

WAGE vs. RENT GROWTH

This chart highlights the financial pressure many tenants must be facing.

With vacancy rates still very tight, and supply constrained, it's hard to see what gives here.

sees it as the end of significant rent increases.

It's an interesting area to watch and greatly impacts many households' living standards.

Chart source: " "The end of the rental boom is in sight". Sept 2024

17/09/2024

A look at fixed interest rates, what they may be telling us, and whether you should consider them.

https://www.linkedin.com/posts/timcboyle_propertyfinance-mortgageadviser-mortgagebroker-activity-7241911992486125568-GxJR?utm_source=share&utm_medium=member_desktop

17/09/2024

A look at fixed interest rates, what they may be telling us, and whether you should consider them.

https://www.linkedin.com/posts/timcboyle_propertyfinance-mortgageadviser-mortgagebroker-activity-7241911992486125568-GxJR?utm_source=share&utm_medium=member_desktop

A look at fixed interest rates, what they may be telling us, and whether you should consider…

12/09/2024

COMPARE & CONTRAST
They are preparing for interest rate decreases in the US while the hashtag is dampening expectations here.
Looking at a chart like this, you would think it would be the other way around.

11/09/2024

WHO'S BUYING?
Investors have really come back into the market over the last 12 months.
Although still increasing, unfortunately, First-home buyers are being squeezed out.

09/09/2024

What will the Spring selling season bring?

Already Springtime. Not just footy finals, racing carnivals, and warmer weather: it’s traditionally the peak property selling season in the property market.

08/09/2024

SPRING "SELLING" SEASON?

Spring may be the most popular time for vendors to put their homes on the market, but it may not be the best.

This table from in the market pulse report shows that properties on the market increase much more than sales do.

This gives the BUYER the advantage - more choices without a commensurate uplift in competition.

If you are interested in buying, now is the time to get your pre-approval and make the most of this opportunity.

21/05/2024

This note covers why the property market behaves as it does, why it won't change, and what you need to do about it.

13/05/2024

This week's article covers First-home buyers.
Even if you are not a FHB, I think you will find it interesting.

11/05/2024

Let's see. There is a lot of ground to make up....

05/05/2024

This week the hashtag announces again on the hashtag .
Heree are some thoughts:

03/05/2024

CONSUMER SPEND BY AGE

interesting chart in today's on where the squeeze is being really felt and where it isn't.

The most mortgage-strapped age groups are getting hit the hardest, while retirees with money in the bank are enjoying high interest rates.

You would hope the would consider this when deciding interest rate changes.