The Money Social Club

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The Money Social Club The Money Social Club is an online-based company teaching financial education and literacy to persons with disabilities.

We strive to educate said persons to learn how to implement money management skills to foster independent living.

ESSENCE! Thank you for an unforgettable weekend with my FAMily! We had…Endless laughterCountless inside jokesSteamy & Re...
07/07/2026

ESSENCE!

Thank you for an unforgettable weekend with my FAMily! We had…

Endless laughter
Countless inside jokes
Steamy & Real conversations
Shared experiences
& Just a DAG on good time!

We left nothing to chance and spent our weekend with a plan and going with the flow.

&&& we got MAD freebies & supported some great black owned businesses.

As always NOLA, it’s been a pleasure! Thank you Essence for another great year! ❤️🥳

Time flies when you truly think about what all you have been through. The other day I was scrolling through my pictures,...
17/06/2026

Time flies when you truly think about what all you have been through.

The other day I was scrolling through my pictures, trying to delete & preserve my memory 🤣, and stumbled upon pictures of my house being built 😭.

I had to check the date real quick because I totally forgot it was my home buying anniversary…

4 YEARS

My goodness!

I remember all of the sacrifices and being able to say no, the Door Dashing late at night to pay down debt, the amount of money I had to save, and the intense focus being DEAD set on accomplishing homeownership by 30.

2 months past my 30th birthday and I did that!

Best believe there have been some hiccups along the way like…. Losing income, being late on a payment, and having to fix things because you are the landlord 😭, nonetheless… its been totally worth it.

And now, I’ve reached a point where I can finally say I have equity in my home ☺️

When you are single & making big purchases like this, what you do with your money (& credit) matters.

If I had to tell someone, how do you get to this point? I would say…
Be INTENTIONAL with your goals &
Delay the small gains & focus on building YOUR life in a way you continue to make yourself proud in 5, 10, 20+ years.

I promise, your turn is up next! Best believe that!

If you know my momma, you are always in for a great laugh! I never knew how funny she was (like HILARIOUS) until I got o...
11/05/2026

If you know my momma, you are always in for a great laugh!

I never knew how funny she was (like HILARIOUS) until I got older. Growing up I was a pain in her left and right side, ALWAYS in trouble & getting into “Melissa Mess”.

There was a time I truly took her for granted and always said “I wish I had so & so’s mom” but LITTLE did I realize….

She was made just for ME!

She was actually the reason WHY I got my finances in check and started showing others how to manage money!

Thank you Momma for being OUR momma & for still having faith in what Jesus could do in OUR lives.

I love you with every ounce of blood & water flowing through me.

Thank you sugah Trillville!

REALITY CHECK 1…2…3The biggest gut punch is realizing you messing up your own progress! That was me back in January - I ...
07/05/2026

REALITY CHECK 1…2…3

The biggest gut punch is realizing you messing up your own progress! That was me back in January - I could not figure out for the life of me why I never had any money left over each month 😭. At the time I was spending money in 4/5 different accounts and NO way of knowing who and what got paid!

To be honest, it was the lack of accountability and making enough money & some to do what I wanted IRRESPONSIBLY. I had to start from scratch and go back to my roots.

In January I mapped out the plan and got back to work.
In February I did a no spend month.
In March, I stayed at home to eat 🤣 (no but seriously)
In April, I paid off $600 of Affirm loans 🫣
Now in May, I am stacking till I get my 3-6 months of expenses funded

All of this came through sacrifice and being willing to say NO in order to say yes in the future. BUT it all started with my budget.

So here is what I want YOU to do:
Use this template to create your budget & comment DONE ✅ when you have it.

Lets take back control of what you have going on and teach our next generation how to do the same.

I am so blessed by God to have the life that I live…And at this tender age, I would have never thought life would lead t...
29/04/2026

I am so blessed by God to have the life that I live…
And at this tender age, I would have never thought life would lead the way it did.

By God…
I have a career
I have a home I call my own
I have a car I can get to and fro
I have food in the fridge and pantry
I have running water & electricity
I have been able to travel to multiple countries
I have family that loves me
I have a loved one that supports me
I have friends that look out for me
I have a God that forgives me every time I mess up!

Does life get stressful?… yes.
But gratitude is something I’ll never forget to show.

Thank you baby Melissa for never losing your smile and staying true to maintaining YOUR inner peace!

Because of the choices you made, you get a chance to redeem the vision and path God chose for you!

On this 35th day of life, I am over the moon excited to face 2026 with GRIT, courage, and tenacity to see my goals come to life!

Happy Birthday baby girl, let’s get back to this money!

For as long as I can remember, I’ve always loved traveling. Driving up and down the East Coast, long car rides, family g...
21/04/2026

For as long as I can remember, I’ve always loved traveling. Driving up and down the East Coast, long car rides, family gatherings, and sand between my toes.

As soon as I got my first real job, I knew I was going to see the world. It started with beaches and the Caribbean.

A friend introduced the idea of going to Europe, and I pulled the trigger. Why not? Six months later, we were traveling to four Eastern European countries.

This was the most expensive trip I’ve ever taken, and also one of the most challenging. I enjoyed everything. The sights, the food 😍, the culture, and the experiences.

The experiences were incredible, but this trip also came with some challenges behind the scenes. It reminded me that even the best moments in life can come with real-life complications.

In total, I spent about $4,000 on flights, hotels, and transportation, plus another $1,500 on food and souvenirs.

The experiences were unforgettable, but I’ve been conflicted about posting these pictures for the past month for personal reasons. I didn’t want to paint a picture that felt false or incomplete.

I never imagined I would see places like Germany or Switzerland before learning how to budget. Managing money changed everything. It gave me the ability to experience life, move freely, and choose myself.

I’ll share a breakdown of what I spent in each country so you know what to plan for.

If you’ve ever wanted to travel abroad and experience Europe, I absolutely recommend it. It will shift your perspective on America & traveling all together!

Let me know in the comments, whats a place you have always wanted to explore? & Lets see how we can make it happen for you!

Everywhere I go, I always think about the decisions I make in relation to money. Day by Day. Week by Week. Month by Mont...
10/03/2026

Everywhere I go, I always think about the decisions I make in relation to money.

Day by Day.
Week by Week.
Month by Month.

And no matter what or how much I have, this week has surely shown me that money fluctuates making it complicated to make decisions on the fly.

This week, while on vacation, here are some decisions that were hard but totally worth it, for me.

This question was inspired by a very curious lady who stopped by my booth over the weekend.My straight, no-fluff answer?...
04/03/2026

This question was inspired by a very curious lady who stopped by my booth over the weekend.

My straight, no-fluff answer? You just have to do it.

Most people, not all, will build a budget but exclude their savings from the conversation. Unfortunately, that hurts the most when an emergency hits and you have nothing because it was never built in the first place.

If you struggle with being consistent with saving, here’s what I would do all over again:

1. Find a savings account with a great return rate so your money grows while it sits.

2. Automate it. Set up direct deposit to automatically move 20% of your income into savings.

3. Set a goal amount to save by a specific date and give it purpose by defining what you’re saving for.

4. Once it’s saved, leave it in that account. Don’t give yourself easy access to pull from it.

5. Repeat steps 2–4 after every payday.

If you stick to this consistently, you will see a significant increase in your savings account, and your ability to save will multiply over time.

Stay with it 😉

The book of Ecclesiastes, chapter 5, verses 10–11 (NLT) says:“Those who love money will never have enough. How meaningle...
02/03/2026

The book of Ecclesiastes, chapter 5, verses 10–11 (NLT) says:

“Those who love money will never have enough. How meaningless to think that wealth brings true happiness. The more you have, the more people come to help you spend it. So what good is wealth, except perhaps to watch it slip through your fingers?”

This verse always reminds me how fluid money really is. Almost like a river, it flows from one bank to the next.

That's why Money is called currency for a reason.

One season you feel abundant, with plenty in the bank. The next, it feels tight, and you find yourself waiting to get back to where you once were.

It is a constant flow. But no matter the season, choose to rejoice in every stage.

I have been up and down with money more than once, but I never allowed it to define or defeat me.

Take a moment today to thank God for where you are financially. And if you are not satisfied, pray for wisdom, discipline, and guidance in the next season.

We got each others back!

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