Joanna Santos

Joanna Santos Building a country where everyone is empowered in creating dream life

Build your Emergency Fund today πŸ”†
05/04/2025

Build your Emergency Fund today πŸ”†

π‘Ύπ’‰π’š π’…π’Šπ’… 𝑰 π’‘π’“π’Šπ’π’“π’Šπ’•π’Šπ’›π’† π’π’Šπ’‡π’† 𝒂𝒏𝒅 𝒉𝒆𝒂𝒍𝒕𝒉 π’Šπ’π’”π’–π’“π’‚π’π’„π’† π’Šπ’ π’Žπ’š 20’𝒔?I learned the concept of paying yourself first and protecting ...
12/11/2024

π‘Ύπ’‰π’š π’…π’Šπ’… 𝑰 π’‘π’“π’Šπ’π’“π’Šπ’•π’Šπ’›π’† π’π’Šπ’‡π’† 𝒂𝒏𝒅 𝒉𝒆𝒂𝒍𝒕𝒉 π’Šπ’π’”π’–π’“π’‚π’π’„π’† π’Šπ’ π’Žπ’š 20’𝒔?

I learned the concept of paying yourself first and protecting your income!

πŸ“Œ π‘·π’‚π’š π’šπ’π’–π’“π’”π’†π’π’‡ π’‡π’Šπ’“π’”π’• means setting aside a small amount of money para sa future. For me it’s 10% of my income + 50% of my bonuses at work. Madami pala responsbility habang tumatanda kaya i’m glad nagsimula ako ng maaga.

We often interpret this concept as spending all your money on things that you deserve like the latest gadgets, luxurious travel and eating out in fancy restaurants. While nothing is wrong with this, ginawa ko din lahat yan, Check nyo pa sa facebook albums ko πŸ˜‚ but don’t forget to save money for your future, ideal is 10-20%. That’s what Pay yourself first means.

πŸ“Œ π‘·π’“π’π’•π’†π’„π’•π’Šπ’π’ˆ π’šπ’π’–π’“ π’Šπ’π’„π’π’Žπ’† means getting ready
for life’s emergencies. Sickness, Accident or Death.

For me, protecting my income means kapag nagkasakit ako, hindi pwedeng bawasan ko ang ipon ko, insurance should always pay for my hospitalization first. Kaya I invested a lot on life and health insurances.

Imagine, mag iipon ka ng millions para sa pangarap mo then dadalhin mo lang sa hospital when you get sick? No way!

Life & Health Insurance is a life hack that I learned very early in life. I wish you also spend time studying the benefits and advantages of having one.

Message me if you want a free financial planning.



27/09/2024

Any question on yout VUL? Message me :)

I have reached 500 followers! Thank you for your continued support. I could not have done it without each of you. πŸ™πŸ€—πŸŽ‰
01/07/2024

I have reached 500 followers! Thank you for your continued support. I could not have done it without each of you. πŸ™πŸ€—πŸŽ‰

I've just reached 500 followers! Thank you for continuing support. I could never have made it without each one of you. πŸ™...
28/04/2024

I've just reached 500 followers! Thank you for continuing support. I could never have made it without each one of you. πŸ™πŸ€—πŸŽ‰

Join our career orientation this Saturday at 10AM via Zoom. Send me a message :)
18/04/2024

Join our career orientation this Saturday at 10AM via Zoom. Send me a message :)

Earned a few thousand because of my stocks with Metrobank. πŸ₯°Alam mo ba na merong 2 ways to earn from the Stock Market?πŸ“ŒD...
26/03/2024

Earned a few thousand because of my stocks with Metrobank. πŸ₯°

Alam mo ba na merong 2 ways to earn from the Stock Market?

πŸ“ŒDividend Earning, to simply explain this para kang may apartment na pinaparentahan. Yung renta, ito yung dividend mo. Wala ka ginagawa, pero kumikita yung pera mo dahil may β€œapartment ka”’or in this case dahil may β€œstocks” ka. As long as profitable ang company, you can receive dividends from them.
πŸ“ŒCapital Gain, to simply explain this, para kang may apartment, pero this time ibebenta mo na siya. Kung nabili mo siya ng 1M and nabenta mo ng 2M, meaning may gain ka na 1M. Para kang nasa buy and sell business, pero in this case, stocks of a company yung binibili at binibenta mo.

I am not an expert but that’s how I understand it. If you want to start investing pero super konti lang ang time mo, message me. We have Sun Life Products available for you πŸ˜‰


𝑰 𝒑𝒂𝒔𝒔𝒆𝒅 𝒕𝒉𝒆 𝑷𝒉𝒂𝒔𝒆 1 𝒐𝒇 π‘ͺπ’‚π’‘π’Šπ’•π’‚π’ π‘΄π’‚π’“π’Œπ’†π’• π‘·π’“π’π’‡π’†π’”π’”π’Šπ’π’π’‚π’ π‘¬π’™π’‚π’Ž π’“π’†π’ˆπ’–π’π’‚π’•π’†π’… π’ƒπ’š 𝒕𝒉𝒆 π‘Ίπ’†π’„π’–π’“π’Šπ’•π’Šπ’†π’” 𝒂𝒏𝒅 π‘¬π’™π’„π’‰π’‚π’π’ˆπ’† π‘ͺπ’π’Žπ’Žπ’Šπ’”π’”π’Šπ’π’.More inves...
15/02/2024

𝑰 𝒑𝒂𝒔𝒔𝒆𝒅 𝒕𝒉𝒆 𝑷𝒉𝒂𝒔𝒆 1 𝒐𝒇 π‘ͺπ’‚π’‘π’Šπ’•π’‚π’ π‘΄π’‚π’“π’Œπ’†π’• π‘·π’“π’π’‡π’†π’”π’”π’Šπ’π’π’‚π’ π‘¬π’™π’‚π’Ž π’“π’†π’ˆπ’–π’π’‚π’•π’†π’… π’ƒπ’š 𝒕𝒉𝒆 π‘Ίπ’†π’„π’–π’“π’Šπ’•π’Šπ’†π’” 𝒂𝒏𝒅 π‘¬π’™π’„π’‰π’‚π’π’ˆπ’† π‘ͺπ’π’Žπ’Žπ’Šπ’”π’”π’Šπ’π’.

More investment options for my existing and future clients soon πŸ₯‚

Ipapasa natin ang Phase 2 para sa brighter future nyo. β˜€οΈ



𝑾𝒉𝒂𝒕 π’Šπ’‡ 𝒐𝒏𝒆 π’ˆπ’‚π’Žπ’† 𝒄𝒂𝒏 π’„π’‰π’‚π’π’ˆπ’† π’šπ’π’–π’“ π’‡π’Šπ’π’‚π’π’„π’Šπ’‚π’ π’π’Šπ’‡π’† 𝒇𝒐𝒓𝒆𝒗𝒆𝒓?
07/02/2024

𝑾𝒉𝒂𝒕 π’Šπ’‡ 𝒐𝒏𝒆 π’ˆπ’‚π’Žπ’† 𝒄𝒂𝒏 π’„π’‰π’‚π’π’ˆπ’† π’šπ’π’–π’“ π’‡π’Šπ’π’‚π’π’„π’Šπ’‚π’ π’π’Šπ’‡π’† 𝒇𝒐𝒓𝒆𝒗𝒆𝒓?

See how this game has changed lives, built agencies, and led to the creation of wealth-generating assets. Yours could be the next success story!

Address

Cabuyao
4025

Telephone

+639190080402

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